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Prestige Wealth Partners is a small award winning fee-for-service financial planning firm based in Perth’s Northern Suburbs. Rebecca Newton – Principal and Certified Financial Planner – established her practice in 2008 with the intention of providing very high quality ongoing financial planning services to individuals, families and small businesses. Prestige Wealth Partners is proud to be a member of the Financial Wisdom group of advisers. |
Rebecca Newton – Financial Planning with a difference
Posted by Rebecca on June 20th, 2010
Road map for retirement
Posted by Rebecca on April 20th, 2012
To make the most of your retirement, you not only need to plan your financial strategy with your financial adviser, you also need to put together a lifestyle strategy.
At retirement age you are likely to still have 30 years to live, so what are you going to do throughout these years? Retiring to a seaside town is a wonderful beginning, but it’s exactly that – just a beginning. Heading to the local golf club and getting to work on the garden might take up a total of one day a week.
Those who experience a truly satisfying retirement say it happened that way because they planned it to be so. Long before their retirement began, they figured out what the next stage of their life should include in terms of work, volunteering, education, social life and travel – and they made sure they had something planned for every single day. Once they had their ‘lifestyle’, rather than just their ‘life’, figured out, they then spoke with their financial adviser to ensure they’d be able to afford to do what they planned.
Marketwatch: January 2012
Posted by Rebecca on January 20th, 2012
The new calendar year started with a rally in risk assets, with improvements in US economic data, improved sovereign bond auctions in Europe and new forecasts by the Federal Reserve suggesting zero interest rates to late 2014.
In this issue:
- Economic Overview
- IMF Global growth forecasts
- China annual GDP growth
- Australian inflation
- Australian and global share markets
- Fixed and cash investments
- Listed property
End of Financial Year Preparation
Posted by Rebecca on June 12th, 2011
Taxation and superannuation rules include many potential benefits and deductions.
But if you don’t fulfil the requirements or miss a time deadline you may miss out.
This fact file can help you prepare for the financial year end and sets out some things you can discuss with us.
Topics include:
- Supercharge your superannation
- ‘Salary sacrifice’ into super
- Get a government co-contribution of up to $1,000
- Spouse contributions
- Contribution splitting
- Insurance premiums
- Prepaying loan interest
- Investment related tax deductions
- Managing capital gains
Borrowing Rules for SMSF: An introduction
Posted by Rebecca on February 26th, 2011
While self managed super funds (SMSFs) can borrow for investment purposes, special
rules and restrictions apply. It’s important you understand the rules and seek specialist financial planning advice on your circumstances.
What are SMSF borrowing rules?
The borrowing rules offer excellent opportunities for SMSFs to maximise earnings by allowing the funds to gear (borrow to invest) into a range of asset classes such as shares, direct property and other allowable assets.
Insight Newsletter: India Rises
Posted by Rebecca on February 26th, 2011
While the impact of China’s growth on Australia’s economy has been well documented, India’s demand for our resources shouldn’t go unnoticed. The infrastructure requirements and growth of this developing nation has made India the third largest destination for Australia’s exports.
This article looks at India’s growth, its impact on the global economy and the investment opportunities this presents.
Also covered in this newsletter:
- When do you start saving for retirement?
- Trends in the Australian economy
- Australian share market outlook
- Currency update – AUD vs USD
Click here to download this issue of the Insight Newsletter [PDF]
Business Succession Insurance: Is your business protected?
Posted by Rebecca on October 27th, 2010
Is your business protected?
Whether your business is structured through a partnership, company or trust, few have effective mechanisms in place for the transfer of equity and/or control if one of the owners is lost to the business due to death, total and permanent disablement, or critical illness.
In many cases the loss of a business owner from one of these events results in the demise of an otherwise viable business simply because there was no succession plan and funding agreement in place.
A business succession plan, incorporating insurance funding protects your investment and ensures the survival of your business should one of the business owners or key person die, become totally and permanently disabled or suffer a critical illness.
